Call reports 2002
BANK OF MILLBROOK — 2002
What BANK OF MILLBROOK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 111,817,000 | 115,306,000 | 117,826,000 | 121,622,000 |
| Total loans | 58,369,000 | 59,872,000 | 62,407,000 | 64,374,000 |
| Allowance for loan losses | 1,355,000 | 1,365,000 | 1,390,000 | 1,402,000 |
| Securities available for sale | 15,243,000 | 15,370,000 | 14,011,000 | 11,168,000 |
| Securities held to maturity | 18,219,000 | 18,185,000 | 16,940,000 | 30,689,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,654,000 | 97,482,000 | 100,139,000 | 103,591,000 |
| Interest-bearing deposits | 70,423,000 | 69,992,000 | 71,945,000 | 73,331,000 |
| Noninterest-bearing deposits | 24,231,000 | 27,490,000 | 28,193,000 | 30,260,000 |
| Equity capital | 15,867,000 | 16,088,000 | 16,528,000 | 16,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,528,000 | 3,138,000 | 4,621,000 | 6,177,000 |
| Interest expense | 253,000 | 495,000 | 718,000 | 960,000 |
| Net interest income | 1,275,000 | 2,643,000 | 3,903,000 | 5,217,000 |
| Noninterest income | 92,000 | 211,000 | 318,000 | 422,000 |
| Noninterest expense | 665,000 | 1,426,000 | 2,109,000 | 2,926,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 672,000 | 1,368,000 | 2,022,000 | 2,593,000 |
| Income tax | 289,000 | 447,000 | 746,000 | 871,000 |
| Net income | 383,000 | 921,000 | 1,276,000 | 1,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,573,000 | 15,717,000 | 16,071,000 | 16,157,000 |
| Total capital | 16,210,000 | 16,380,000 | 16,766,000 | 16,847,000 |
| Risk-weighted assets | 50,276,000 | 52,312,000 | 54,931,000 | 54,518,000 |