Call reports 2001
BANK OF MILLBROOK — 2001
What BANK OF MILLBROOK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 102,936,000 | 104,863,000 | 109,760,000 | 111,177,000 |
| Total loans | 57,267,000 | 60,036,000 | 61,446,000 | 61,013,000 |
| Allowance for loan losses | 1,260,000 | 1,248,000 | 1,280,000 | 1,327,000 |
| Securities available for sale | 17,027,000 | 15,670,000 | 16,081,000 | 15,414,000 |
| Securities held to maturity | 16,261,000 | 15,206,000 | 17,268,000 | 13,837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,894,000 | 88,487,000 | 92,969,000 | 94,111,000 |
| Interest-bearing deposits | 64,408,000 | 66,452,000 | 69,070,000 | 68,732,000 |
| Noninterest-bearing deposits | 22,486,000 | 22,035,000 | 23,899,000 | 25,379,000 |
| Equity capital | 14,988,000 | 14,952,000 | 15,502,000 | 15,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,764,000 | 3,536,000 | 5,286,000 | 6,931,000 |
| Interest expense | 574,000 | 1,058,000 | 1,459,000 | 1,776,000 |
| Net interest income | 1,190,000 | 2,478,000 | 3,827,000 | 5,155,000 |
| Noninterest income | 74,000 | 168,000 | 265,000 | 362,000 |
| Noninterest expense | 701,000 | 1,348,000 | 2,044,000 | 2,788,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 533,000 | 1,238,000 | 1,958,000 | 2,609,000 |
| Income tax | 180,000 | 371,000 | 789,000 | 877,000 |
| Net income | 353,000 | 867,000 | 1,169,000 | 1,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,482,000 | 14,854,000 | 15,013,000 | 15,191,000 |
| Total capital | 15,127,000 | 15,521,000 | 15,700,000 | 15,855,000 |
| Risk-weighted assets | 51,000,000 | 52,751,000 | 54,400,000 | 52,428,000 |