Call reports 2025
FIRST NATIONAL BANK — 2025
What FIRST NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 404,162,000 | 422,984,000 | 416,662,000 | 425,672,000 |
| Total loans | 201,881,000 | 206,556,000 | 212,141,000 | 225,913,000 |
| Allowance for loan losses | 4,369,000 | 4,361,000 | 4,360,000 | 4,344,000 |
| Securities available for sale | 108,810,000 | 101,307,000 | 105,589,000 | 115,203,000 |
| Securities held to maturity | 1,440,000 | 1,440,000 | 1,355,000 | 1,355,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,831,000 | 391,130,000 | 382,575,000 | 390,663,000 |
| Interest-bearing deposits | 294,201,000 | 314,025,000 | 304,195,000 | 312,089,000 |
| Noninterest-bearing deposits | 77,630,000 | 77,105,000 | 78,380,000 | 78,574,000 |
| Equity capital | 29,029,000 | 28,751,000 | 30,690,000 | 31,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,516,000 | 9,244,000 | 14,155,000 | 19,106,000 |
| Interest expense | 1,609,000 | 3,327,000 | 5,114,000 | 6,881,000 |
| Net interest income | 2,907,000 | 5,917,000 | 9,041,000 | 12,225,000 |
| Noninterest income | 454,000 | 955,000 | 1,466,000 | 1,956,000 |
| Noninterest expense | 2,744,000 | 5,647,000 | 8,520,000 | 11,673,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 617,000 | 1,225,000 | 1,987,000 | 2,508,000 |
| Income tax | 116,000 | 231,000 | 387,000 | 484,000 |
| Net income | 501,000 | 994,000 | 1,600,000 | 2,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,746,000 | 40,174,000 | 40,540,000 | 40,924,000 |
| Total capital | 42,567,000 | 43,095,000 | 43,472,000 | 43,993,000 |
| Risk-weighted assets | 224,154,000 | 232,315,000 | 233,211,000 | 244,284,000 |