Call reports 2024
FIRST NATIONAL BANK — 2024
What FIRST NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 404,314,000 | 410,135,000 | 408,713,000 | 413,676,000 |
| Total loans | 197,774,000 | 205,934,000 | 205,102,000 | 211,069,000 |
| Allowance for loan losses | 4,237,000 | 4,340,000 | 4,346,000 | 4,365,000 |
| Securities available for sale | 123,339,000 | 118,001,000 | 117,114,000 | 113,056,000 |
| Securities held to maturity | 2,039,000 | 2,039,000 | 1,525,000 | 1,525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,514,000 | 379,686,000 | 375,344,000 | 381,691,000 |
| Interest-bearing deposits | 289,617,000 | 300,776,000 | 295,326,000 | 304,611,000 |
| Noninterest-bearing deposits | 84,897,000 | 78,910,000 | 80,018,000 | 77,080,000 |
| Equity capital | 26,590,000 | 27,211,000 | 29,869,000 | 28,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,470,000 | 9,115,000 | 13,847,000 | 18,610,000 |
| Interest expense | 1,536,000 | 3,134,000 | 4,775,000 | 6,427,000 |
| Net interest income | 2,934,000 | 5,981,000 | 9,072,000 | 12,183,000 |
| Noninterest income | 460,000 | 945,000 | 1,437,000 | 1,943,000 |
| Noninterest expense | 2,721,000 | 5,571,000 | 8,385,000 | 11,304,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 673,000 | 1,305,000 | 2,074,000 | 2,772,000 |
| Income tax | 136,000 | 273,000 | 388,000 | 516,000 |
| Net income | 537,000 | 1,032,000 | 1,686,000 | 2,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,083,000 | 38,499,000 | 38,915,000 | 39,485,000 |
| Total capital | 40,773,000 | 41,263,000 | 41,766,000 | 42,407,000 |
| Risk-weighted assets | 213,723,000 | 219,605,000 | 226,589,000 | 232,317,000 |