Call reports 2023
FIRST NATIONAL BANK — 2023
What FIRST NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 441,428,000 | 422,405,000 | 405,534,000 | 411,326,000 |
| Total loans | 185,507,000 | 189,516,000 | 194,616,000 | 194,734,000 |
| Allowance for loan losses | 4,639,000 | 4,697,000 | 4,544,000 | 4,237,000 |
| Securities available for sale | 135,262,000 | 132,192,000 | 132,515,000 | 133,802,000 |
| Securities held to maturity | 2,625,000 | 2,625,000 | 2,547,000 | 2,547,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 413,676,000 | 394,530,000 | 379,398,000 | 381,533,000 |
| Interest-bearing deposits | 310,673,000 | 302,891,000 | 292,005,000 | 298,411,000 |
| Noninterest-bearing deposits | 103,003,000 | 91,639,000 | 87,393,000 | 83,122,000 |
| Equity capital | 24,256,000 | 24,572,000 | 23,013,000 | 26,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,314,000 | 8,795,000 | 13,127,000 | 17,611,000 |
| Interest expense | 775,000 | 1,813,000 | 2,941,000 | 4,124,000 |
| Net interest income | 3,539,000 | 6,982,000 | 10,186,000 | 13,487,000 |
| Noninterest income | 463,000 | 946,000 | 1,493,000 | 1,956,000 |
| Noninterest expense | 2,553,000 | 5,172,000 | 7,953,000 | 10,681,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,449,000 | 2,756,000 | 3,726,000 | 4,762,000 |
| Income tax | 316,000 | 585,000 | 779,000 | 1,008,000 |
| Net income | 1,133,000 | 2,171,000 | 2,947,000 | 3,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,445,000 | 36,218,000 | 36,995,000 | 37,802,000 |
| Total capital | 38,080,000 | 38,914,000 | 39,666,000 | 40,602,000 |
| Risk-weighted assets | 208,837,000 | 213,707,000 | 211,855,000 | 222,591,000 |