Call reports 2022
FIRST NATIONAL BANK — 2022
What FIRST NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 440,090,000 | 449,006,000 | 445,244,000 | 437,457,000 |
| Total loans | 164,487,000 | 171,796,000 | 175,578,000 | 182,382,000 |
| Allowance for loan losses | 4,702,000 | 4,636,000 | 4,634,000 | 4,641,000 |
| Securities available for sale | 117,220,000 | 120,290,000 | 121,175,000 | 133,193,000 |
| Securities held to maturity | 2,779,000 | 2,779,000 | 2,702,000 | 2,702,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,642,000 | 424,609,000 | 421,645,000 | 411,500,000 |
| Interest-bearing deposits | 309,061,000 | 312,387,000 | 320,764,000 | 312,798,000 |
| Noninterest-bearing deposits | 100,581,000 | 112,222,000 | 100,881,000 | 98,702,000 |
| Equity capital | 28,059,000 | 21,741,000 | 20,517,000 | 22,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,332,000 | 4,985,000 | 8,375,000 | 12,403,000 |
| Interest expense | 186,000 | 373,000 | 576,000 | 892,000 |
| Net interest income | 2,146,000 | 4,612,000 | 7,799,000 | 11,511,000 |
| Noninterest income | 493,000 | 951,000 | 1,451,000 | 1,961,000 |
| Noninterest expense | 2,355,000 | 4,712,000 | 7,299,000 | 9,869,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 284,000 | 851,000 | 1,951,000 | 3,603,000 |
| Income tax | 33,000 | 132,000 | 362,000 | 739,000 |
| Net income | 251,000 | 719,000 | 1,589,000 | 2,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,286,000 | 32,500,000 | 33,370,000 | 34,546,000 |
| Total capital | 34,613,000 | 34,994,000 | 35,926,000 | 37,149,000 |
| Risk-weighted assets | 183,807,000 | 197,402,000 | 202,464,000 | 206,211,000 |