Call reports 2021
FIRST NATIONAL BANK — 2021
What FIRST NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 393,233,000 | 425,774,000 | 421,909,000 | 437,689,000 |
| Total loans | 170,300,000 | 163,498,000 | 158,895,000 | 168,933,000 |
| Allowance for loan losses | 4,558,000 | 4,572,000 | 4,941,000 | 4,944,000 |
| Securities available for sale | 94,328,000 | 100,448,000 | 109,848,000 | 111,595,000 |
| Securities held to maturity | 2,925,000 | 2,925,000 | 2,855,000 | 2,855,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,690,000 | 390,705,000 | 386,328,000 | 402,733,000 |
| Interest-bearing deposits | 266,105,000 | 299,585,000 | 293,033,000 | 302,194,000 |
| Noninterest-bearing deposits | 93,585,000 | 91,120,000 | 93,295,000 | 100,539,000 |
| Equity capital | 31,044,000 | 31,954,000 | 32,477,000 | 32,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,043,000 | 4,600,000 | 7,089,000 | 9,933,000 |
| Interest expense | 178,000 | 348,000 | 528,000 | 712,000 |
| Net interest income | 1,865,000 | 4,252,000 | 6,561,000 | 9,221,000 |
| Noninterest income | 601,000 | 1,162,000 | 1,662,000 | 2,196,000 |
| Noninterest expense | 2,224,000 | 4,781,000 | 7,189,000 | 9,716,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 242,000 | 633,000 | 1,034,000 | 1,701,000 |
| Income tax | 24,000 | 84,000 | 144,000 | 269,000 |
| Net income | 218,000 | 549,000 | 890,000 | 1,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,380,000 | 31,382,000 | 31,722,000 | 32,035,000 |
| Total capital | 33,505,000 | 33,634,000 | 33,909,000 | 34,374,000 |
| Risk-weighted assets | 167,611,000 | 177,867,000 | 172,263,000 | 184,583,000 |