Call reports 2020
FIRST NATIONAL BANK — 2020
What FIRST NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 308,008,000 | 359,368,000 | 357,363,000 | 383,912,000 |
| Total loans | 152,461,000 | 174,904,000 | 174,073,000 | 178,235,000 |
| Allowance for loan losses | 4,122,000 | 4,220,000 | 4,437,000 | 4,540,000 |
| Securities available for sale | 59,678,000 | 60,673,000 | 62,587,000 | 73,560,000 |
| Securities held to maturity | 3,069,000 | 3,069,000 | 3,000,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,093,000 | 325,192,000 | 323,293,000 | 349,823,000 |
| Interest-bearing deposits | 209,013,000 | 246,262,000 | 243,184,000 | 262,554,000 |
| Noninterest-bearing deposits | 66,080,000 | 78,930,000 | 80,109,000 | 87,269,000 |
| Equity capital | 30,817,000 | 31,122,000 | 31,419,000 | 31,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,503,000 | 4,721,000 | 6,973,000 | 9,144,000 |
| Interest expense | 385,000 | 614,000 | 814,000 | 1,006,000 |
| Net interest income | 2,118,000 | 4,107,000 | 6,159,000 | 8,138,000 |
| Noninterest income | 406,000 | 925,000 | 1,637,000 | 2,316,000 |
| Noninterest expense | 2,174,000 | 4,316,000 | 6,571,000 | 8,931,000 |
| Provision for loan losses | 0 | 0 | 215,000 | 315,000 |
| Pretax income | 358,000 | 727,000 | 1,023,000 | 1,221,000 |
| Income tax | 67,000 | 138,000 | 182,000 | 203,000 |
| Net income | 291,000 | 589,000 | 841,000 | 1,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,931,000 | 30,977,000 | 31,228,000 | 31,406,000 |
| Total capital | 32,858,000 | 33,180,000 | 33,202,000 | 33,512,000 |
| Risk-weighted assets | 151,967,000 | 174,189,000 | 155,457,000 | 166,060,000 |