Call reports 2019
FIRST NATIONAL BANK — 2019
What FIRST NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 292,978,000 | 307,161,000 | 296,144,000 | 313,638,000 |
| Total loans | 155,627,000 | 157,071,000 | 155,026,000 | 155,604,000 |
| Allowance for loan losses | 4,022,000 | 4,059,000 | 4,113,000 | 4,117,000 |
| Securities available for sale | 64,792,000 | 62,447,000 | 61,588,000 | 60,993,000 |
| Securities held to maturity | 3,211,000 | 3,211,000 | 3,143,000 | 3,143,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,623,000 | 274,874,000 | 263,376,000 | 280,643,000 |
| Interest-bearing deposits | 193,277,000 | 211,463,000 | 200,639,000 | 214,460,000 |
| Noninterest-bearing deposits | 68,346,000 | 63,411,000 | 62,737,000 | 66,183,000 |
| Equity capital | 29,283,000 | 30,030,000 | 30,371,000 | 30,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,665,000 | 5,351,000 | 8,094,000 | 10,689,000 |
| Interest expense | 348,000 | 740,000 | 1,153,000 | 1,570,000 |
| Net interest income | 2,317,000 | 4,611,000 | 6,941,000 | 9,119,000 |
| Noninterest income | 419,000 | 874,000 | 1,376,000 | 1,870,000 |
| Noninterest expense | 2,100,000 | 4,166,000 | 6,249,000 | 8,296,000 |
| Provision for loan losses | 37,000 | 75,000 | 88,000 | 87,000 |
| Pretax income | 599,000 | 1,244,000 | 1,981,000 | 2,606,000 |
| Income tax | 130,000 | 272,000 | 439,000 | 577,000 |
| Net income | 469,000 | 972,000 | 1,542,000 | 2,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,624,000 | 30,096,000 | 30,417,000 | 30,904,000 |
| Total capital | 31,585,000 | 32,064,000 | 32,345,000 | 32,842,000 |
| Risk-weighted assets | 154,831,000 | 155,324,000 | 152,054,000 | 152,896,000 |