Call reports 2018
FIRST NATIONAL BANK — 2018
What FIRST NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 291,682,000 | 305,308,000 | 291,992,000 | 305,427,000 |
| Total loans | 157,036,000 | 155,200,000 | 157,727,000 | 161,776,000 |
| Allowance for loan losses | 3,889,000 | 3,912,000 | 3,988,000 | 4,006,000 |
| Securities available for sale | 59,877,000 | 59,802,000 | 57,904,000 | 60,670,000 |
| Securities held to maturity | 3,346,000 | 3,346,000 | 3,278,000 | 3,278,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,014,000 | 275,311,000 | 261,715,000 | 274,450,000 |
| Interest-bearing deposits | 188,557,000 | 200,100,000 | 185,195,000 | 194,795,000 |
| Noninterest-bearing deposits | 73,457,000 | 75,211,000 | 76,520,000 | 79,655,000 |
| Equity capital | 27,694,000 | 28,043,000 | 28,266,000 | 28,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,398,000 | 4,799,000 | 7,391,000 | 10,054,000 |
| Interest expense | 124,000 | 299,000 | 540,000 | 831,000 |
| Net interest income | 2,274,000 | 4,500,000 | 6,851,000 | 9,223,000 |
| Noninterest income | 433,000 | 857,000 | 1,283,000 | 1,714,000 |
| Noninterest expense | 2,147,000 | 4,254,000 | 6,365,000 | 8,308,000 |
| Provision for loan losses | 45,000 | 75,000 | 120,000 | 135,000 |
| Pretax income | 515,000 | 1,028,000 | 1,649,000 | 2,494,000 |
| Income tax | 112,000 | 213,000 | 348,000 | 435,000 |
| Net income | 403,000 | 815,000 | 1,301,000 | 2,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,222,000 | 28,579,000 | 28,826,000 | 29,484,000 |
| Total capital | 29,183,000 | 30,481,000 | 30,827,000 | 31,509,000 |
| Risk-weighted assets | 154,935,000 | 150,121,000 | 158,107,000 | 159,982,000 |