Call reports 2016
FIRST NATIONAL BANK — 2016
What FIRST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 271,079,000 | 278,149,000 | 280,243,000 | 298,553,000 |
| Total loans | 151,367,000 | 150,958,000 | 154,453,000 | 159,354,000 |
| Allowance for loan losses | 3,473,000 | 3,461,000 | 3,739,000 | 3,807,000 |
| Securities available for sale | 37,730,000 | 41,902,000 | 40,689,000 | 41,323,000 |
| Securities held to maturity | 2,356,000 | 2,356,000 | 2,321,000 | 2,321,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,510,000 | 250,081,000 | 251,988,000 | 270,015,000 |
| Interest-bearing deposits | 179,674,000 | 186,362,000 | 179,366,000 | 194,972,000 |
| Noninterest-bearing deposits | 63,836,000 | 63,719,000 | 72,622,000 | 75,043,000 |
| Equity capital | 26,217,000 | 26,464,000 | 26,544,000 | 26,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,004,000 | 4,006,000 | 6,040,000 | 8,134,000 |
| Interest expense | 137,000 | 271,000 | 404,000 | 533,000 |
| Net interest income | 1,867,000 | 3,735,000 | 5,636,000 | 7,601,000 |
| Noninterest income | 459,000 | 932,000 | 1,443,000 | 1,929,000 |
| Noninterest expense | 1,934,000 | 3,920,000 | 5,887,000 | 7,728,000 |
| Provision for loan losses | 37,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 355,000 | 698,000 | 1,143,000 | 1,753,000 |
| Income tax | 98,000 | 192,000 | 327,000 | 523,000 |
| Net income | 257,000 | 506,000 | 816,000 | 1,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,233,000 | 26,483,000 | 26,567,000 | 26,982,000 |
| Total capital | 28,054,000 | 28,302,000 | 28,423,000 | 28,909,000 |
| Risk-weighted assets | 144,068,000 | 143,917,000 | 146,632,000 | 152,304,000 |