Call reports 2015
FIRST NATIONAL BANK — 2015
What FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 259,185,000 | 265,877,000 | 259,726,000 | 279,584,000 |
| Total loans | 148,581,000 | 152,018,000 | 150,109,000 | 155,320,000 |
| Allowance for loan losses | 3,599,000 | 3,565,000 | 3,501,000 | 3,466,000 |
| Securities available for sale | 49,300,000 | 48,890,000 | 38,083,000 | 39,210,000 |
| Securities held to maturity | 2,426,000 | 2,426,000 | 2,391,000 | 2,391,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,660,000 | 239,002,000 | 232,397,000 | 251,903,000 |
| Interest-bearing deposits | 176,055,000 | 184,126,000 | 175,510,000 | 189,083,000 |
| Noninterest-bearing deposits | 56,605,000 | 54,876,000 | 56,887,000 | 62,820,000 |
| Equity capital | 25,217,000 | 25,518,000 | 25,712,000 | 26,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,929,000 | 3,951,000 | 5,934,000 | 8,031,000 |
| Interest expense | 157,000 | 305,000 | 451,000 | 591,000 |
| Net interest income | 1,772,000 | 3,646,000 | 5,483,000 | 7,440,000 |
| Noninterest income | 399,000 | 867,000 | 1,349,000 | 1,789,000 |
| Noninterest expense | 1,880,000 | 3,679,000 | 5,538,000 | 7,330,000 |
| Provision for loan losses | 60,000 | 110,000 | 130,000 | 150,000 |
| Pretax income | 355,000 | 848,000 | 1,354,000 | 1,939,000 |
| Income tax | 91,000 | 229,000 | 372,000 | 542,000 |
| Net income | 264,000 | 619,000 | 982,000 | 1,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,228,000 | 25,583,000 | 25,712,000 | 26,126,000 |
| Total capital | 27,026,000 | 27,416,000 | 27,487,000 | 27,983,000 |
| Risk-weighted assets | 142,725,000 | 144,894,000 | 140,276,000 | 146,975,000 |