Call reports 2014
FIRST NATIONAL BANK — 2014
What FIRST NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 256,866,000 | 264,503,000 | 254,786,000 | 260,753,000 |
| Total loans | 148,714,000 | 145,179,000 | 148,073,000 | 152,018,000 |
| Allowance for loan losses | 4,183,000 | 4,201,000 | 3,982,000 | 4,039,000 |
| Securities available for sale | 30,443,000 | 34,133,000 | 44,568,000 | 44,179,000 |
| Securities held to maturity | 3,054,000 | 3,054,000 | 2,826,000 | 2,826,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,316,000 | 238,495,000 | 228,587,000 | 234,202,000 |
| Interest-bearing deposits | 181,231,000 | 188,250,000 | 177,507,000 | 181,596,000 |
| Noninterest-bearing deposits | 50,085,000 | 50,245,000 | 51,080,000 | 52,606,000 |
| Equity capital | 24,175,000 | 24,605,000 | 24,571,000 | 25,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,965,000 | 3,929,000 | 5,976,000 | 8,011,000 |
| Interest expense | 181,000 | 356,000 | 527,000 | 693,000 |
| Net interest income | 1,784,000 | 3,573,000 | 5,449,000 | 7,318,000 |
| Noninterest income | 377,000 | 798,000 | 1,225,000 | 1,674,000 |
| Noninterest expense | 1,742,000 | 3,516,000 | 5,348,000 | 6,984,000 |
| Provision for loan losses | 75,000 | 100,000 | 119,000 | 219,000 |
| Pretax income | 354,000 | 765,000 | 1,217,000 | 1,799,000 |
| Income tax | 84,000 | 191,000 | 310,000 | 475,000 |
| Net income | 270,000 | 574,000 | 907,000 | 1,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,293,000 | 24,597,000 | 24,713,000 | 25,130,000 |
| Total capital | 25,988,000 | 26,255,000 | 26,435,000 | 26,907,000 |
| Risk-weighted assets | 133,131,000 | 130,086,000 | 135,479,000 | 139,911,000 |