Call reports 2013
FIRST NATIONAL BANK — 2013
What FIRST NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 251,302,000 | 266,130,000 | 249,493,000 | 260,395,000 |
| Total loans | 150,684,000 | 150,027,000 | 145,936,000 | 150,668,000 |
| Allowance for loan losses | 4,073,000 | 4,184,000 | 4,318,000 | 4,144,000 |
| Securities available for sale | 22,352,000 | 26,670,000 | 26,746,000 | 27,429,000 |
| Securities held to maturity | 206,000 | 3,067,000 | 3,061,000 | 3,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,470,000 | 240,802,000 | 224,060,000 | 234,841,000 |
| Interest-bearing deposits | 180,690,000 | 186,642,000 | 178,541,000 | 185,607,000 |
| Noninterest-bearing deposits | 45,780,000 | 54,160,000 | 45,519,000 | 49,234,000 |
| Equity capital | 23,533,000 | 23,827,000 | 23,796,000 | 24,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,162,000 | 4,284,000 | 6,372,000 | 8,394,000 |
| Interest expense | 240,000 | 466,000 | 678,000 | 875,000 |
| Net interest income | 1,922,000 | 3,818,000 | 5,694,000 | 7,519,000 |
| Noninterest income | 455,000 | 856,000 | 1,330,000 | 1,729,000 |
| Noninterest expense | 1,845,000 | 3,658,000 | 5,503,000 | 7,291,000 |
| Provision for loan losses | 105,000 | 132,000 | 210,000 | 250,000 |
| Pretax income | 442,000 | 956,000 | 1,398,000 | 1,795,000 |
| Income tax | 137,000 | 269,000 | 387,000 | 490,000 |
| Net income | 305,000 | 687,000 | 1,011,000 | 1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,347,000 | 23,730,000 | 23,927,000 | 24,222,000 |
| Total capital | 25,040,000 | 25,448,000 | 25,609,000 | 25,949,000 |
| Risk-weighted assets | 133,047,000 | 134,992,000 | 131,950,000 | 135,704,000 |