Call reports 2012
FIRST NATIONAL BANK — 2012
What FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 244,721,000 | 251,127,000 | 243,699,000 | 249,602,000 |
| Total loans | 153,829,000 | 154,646,000 | 154,155,000 | 155,459,000 |
| Allowance for loan losses | 3,503,000 | 3,520,000 | 3,898,000 | 3,915,000 |
| Securities available for sale | 20,529,000 | 20,002,000 | 20,128,000 | 21,103,000 |
| Securities held to maturity | 215,000 | 215,000 | 210,000 | 210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,902,000 | 227,115,000 | 219,026,000 | 225,089,000 |
| Interest-bearing deposits | 180,763,000 | 185,729,000 | 177,535,000 | 182,039,000 |
| Noninterest-bearing deposits | 40,139,000 | 41,386,000 | 41,491,000 | 43,050,000 |
| Equity capital | 22,464,000 | 22,882,000 | 23,269,000 | 23,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,226,000 | 4,493,000 | 6,968,000 | 9,192,000 |
| Interest expense | 412,000 | 797,000 | 1,131,000 | 1,400,000 |
| Net interest income | 1,814,000 | 3,696,000 | 5,837,000 | 7,792,000 |
| Noninterest income | 415,000 | 931,000 | 1,525,000 | 2,025,000 |
| Noninterest expense | 1,717,000 | 3,464,000 | 5,267,000 | 7,120,000 |
| Provision for loan losses | 120,000 | 234,000 | 448,000 | 562,000 |
| Pretax income | 413,000 | 950,000 | 1,693,000 | 2,181,000 |
| Income tax | 120,000 | 290,000 | 542,000 | 695,000 |
| Net income | 293,000 | 660,000 | 1,151,000 | 1,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,425,000 | 22,793,000 | 23,122,000 | 23,043,000 |
| Total capital | 24,146,000 | 24,528,000 | 24,844,000 | 24,795,000 |
| Risk-weighted assets | 135,887,000 | 137,010,000 | 135,603,000 | 137,998,000 |