Call reports 2011
FIRST NATIONAL BANK — 2011
What FIRST NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 234,174,000 | 243,731,000 | 238,304,000 | 247,280,000 |
| Total loans | 154,556,000 | 154,882,000 | 154,496,000 | 158,572,000 |
| Allowance for loan losses | 3,450,000 | 3,414,000 | 3,188,000 | 3,391,000 |
| Securities available for sale | 14,869,000 | 9,938,000 | 7,282,000 | 13,312,000 |
| Securities held to maturity | 222,000 | 222,000 | 218,000 | 219,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,446,000 | 220,418,000 | 214,663,000 | 223,677,000 |
| Interest-bearing deposits | 174,754,000 | 184,176,000 | 176,290,000 | 186,541,000 |
| Noninterest-bearing deposits | 36,692,000 | 36,242,000 | 38,373,000 | 37,136,000 |
| Equity capital | 21,459,000 | 21,795,000 | 21,933,000 | 22,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,309,000 | 4,664,000 | 6,967,000 | 9,206,000 |
| Interest expense | 593,000 | 1,166,000 | 1,719,000 | 2,194,000 |
| Net interest income | 1,716,000 | 3,498,000 | 5,248,000 | 7,012,000 |
| Noninterest income | 477,000 | 842,000 | 1,176,000 | 1,572,000 |
| Noninterest expense | 1,799,000 | 3,792,000 | 5,515,000 | 6,922,000 |
| Provision for loan losses | 225,000 | 590,000 | 845,000 | 1,275,000 |
| Pretax income | 169,000 | 537,000 | 816,000 | 1,215,000 |
| Income tax | -19,000 | 85,000 | 154,000 | 258,000 |
| Net income | 188,000 | 452,000 | 662,000 | 957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,372,000 | 21,636,000 | 21,838,000 | 22,133,000 |
| Total capital | 23,090,000 | 23,368,000 | 23,576,000 | 23,900,000 |
| Risk-weighted assets | 135,677,000 | 136,878,000 | 137,625,000 | 139,727,000 |