Call reports 2010
FIRST NATIONAL BANK — 2010
What FIRST NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 226,230,000 | 232,912,000 | 230,520,000 | 233,462,000 |
| Total loans | 168,454,000 | 166,977,000 | 164,235,000 | 161,890,000 |
| Allowance for loan losses | 3,343,000 | 3,377,000 | 3,318,000 | 3,248,000 |
| Securities available for sale | 4,581,000 | 4,010,000 | 3,643,000 | 5,521,000 |
| Securities held to maturity | 229,000 | 229,000 | 226,000 | 222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,695,000 | 210,059,000 | 207,736,000 | 210,798,000 |
| Interest-bearing deposits | 168,332,000 | 175,154,000 | 171,480,000 | 176,269,000 |
| Noninterest-bearing deposits | 35,363,000 | 34,905,000 | 36,256,000 | 34,529,000 |
| Equity capital | 21,334,000 | 21,538,000 | 21,345,000 | 21,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,647,000 | 5,208,000 | 7,727,000 | 10,135,000 |
| Interest expense | 692,000 | 1,360,000 | 2,022,000 | 2,650,000 |
| Net interest income | 1,955,000 | 3,848,000 | 5,705,000 | 7,485,000 |
| Noninterest income | 404,000 | 797,000 | 1,338,000 | 1,799,000 |
| Noninterest expense | 1,807,000 | 3,570,000 | 5,396,000 | 7,264,000 |
| Provision for loan losses | 225,000 | 475,000 | 785,000 | 1,030,000 |
| Pretax income | 327,000 | 600,000 | 862,000 | 990,000 |
| Income tax | 85,000 | 148,000 | 208,000 | 216,000 |
| Net income | 242,000 | 452,000 | 654,000 | 774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,225,000 | 21,435,000 | 21,236,000 | 21,227,000 |
| Total capital | 23,069,000 | 23,274,000 | 23,065,000 | 23,021,000 |
| Risk-weighted assets | 146,044,000 | 145,571,000 | 144,860,000 | 142,102,000 |