Call reports 2007
FIRST NATIONAL BANK — 2007
What FIRST NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 214,122,000 | 218,170,000 | 215,129,000 | 229,092,000 |
| Total loans | 173,842,000 | 175,891,000 | 171,960,000 | 171,155,000 |
| Allowance for loan losses | 2,331,000 | 2,233,000 | 2,274,000 | 2,350,000 |
| Securities available for sale | 13,033,000 | 13,162,000 | 12,707,000 | 11,612,000 |
| Securities held to maturity | 1,000 | 1,000 | 239,000 | 236,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,572,000 | 197,954,000 | 194,375,000 | 208,053,000 |
| Interest-bearing deposits | 165,056,000 | 165,015,000 | 166,073,000 | 179,631,000 |
| Noninterest-bearing deposits | 29,516,000 | 32,939,000 | 28,302,000 | 28,422,000 |
| Equity capital | 18,258,000 | 18,644,000 | 18,875,000 | 19,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,389,000 | 6,875,000 | 10,425,000 | 13,899,000 |
| Interest expense | 1,331,000 | 2,707,000 | 4,061,000 | 5,447,000 |
| Net interest income | 2,058,000 | 4,168,000 | 6,364,000 | 8,452,000 |
| Noninterest income | 390,000 | 823,000 | 1,290,000 | 1,730,000 |
| Noninterest expense | 1,891,000 | 3,714,000 | 5,565,000 | 7,295,000 |
| Provision for loan losses | 10,000 | 70,000 | 155,000 | 295,000 |
| Pretax income | 547,000 | 1,207,000 | 1,934,000 | 2,592,000 |
| Income tax | 168,000 | 372,000 | 609,000 | 824,000 |
| Net income | 379,000 | 835,000 | 1,325,000 | 1,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,292,000 | 18,748,000 | 18,877,000 | 19,227,000 |
| Total capital | 20,243,000 | 20,737,000 | 20,820,000 | 21,201,000 |
| Risk-weighted assets | 155,669,000 | 158,892,000 | 155,081,000 | 157,565,000 |