Call reports 2006
FIRST NATIONAL BANK — 2006
What FIRST NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 213,634,000 | 218,395,000 | 214,028,000 | 219,088,000 |
| Total loans | 175,993,000 | 171,992,000 | 174,947,000 | 168,973,000 |
| Allowance for loan losses | 1,955,000 | 2,094,000 | 2,203,000 | 2,302,000 |
| Securities available for sale | 13,651,000 | 13,391,000 | 13,169,000 | 11,117,000 |
| Securities held to maturity | 3,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,416,000 | 199,263,000 | 194,539,000 | 199,388,000 |
| Interest-bearing deposits | 164,988,000 | 171,497,000 | 166,600,000 | 170,596,000 |
| Noninterest-bearing deposits | 29,428,000 | 27,766,000 | 27,939,000 | 28,792,000 |
| Equity capital | 17,455,000 | 17,698,000 | 17,897,000 | 18,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,167,000 | 6,457,000 | 9,875,000 | 13,369,000 |
| Interest expense | 1,124,000 | 2,278,000 | 3,522,000 | 4,836,000 |
| Net interest income | 2,043,000 | 4,179,000 | 6,353,000 | 8,533,000 |
| Noninterest income | 378,000 | 779,000 | 1,191,000 | 1,614,000 |
| Noninterest expense | 1,799,000 | 3,703,000 | 5,691,000 | 7,644,000 |
| Provision for loan losses | 165,000 | 330,000 | 495,000 | 660,000 |
| Pretax income | 457,000 | 925,000 | 1,358,000 | 1,843,000 |
| Income tax | 125,000 | 253,000 | 367,000 | 510,000 |
| Net income | 332,000 | 672,000 | 991,000 | 1,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,553,000 | 17,872,000 | 17,983,000 | 18,326,000 |
| Total capital | 19,493,000 | 19,817,000 | 19,941,000 | 20,234,000 |
| Risk-weighted assets | 155,168,000 | 155,416,000 | 156,418,000 | 152,252,000 |