Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 210,554,000 | 220,981,000 | 210,177,000 | 212,877,000 |
| Total loans | 178,141,000 | 186,620,000 | 184,642,000 | 175,806,000 |
| Allowance for loan losses | 1,793,000 | 1,886,000 | 1,958,000 | 2,053,000 |
| Securities available for sale | 5,367,000 | 5,409,000 | 5,313,000 | 7,548,000 |
| Securities held to maturity | 1,249,000 | 1,246,000 | 1,240,000 | 1,236,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,882,000 | 205,140,000 | 188,864,000 | 191,270,000 |
| Interest-bearing deposits | 175,520,000 | 180,939,000 | 167,907,000 | 172,318,000 |
| Noninterest-bearing deposits | 19,362,000 | 24,201,000 | 20,957,000 | 18,952,000 |
| Equity capital | 14,377,000 | 14,832,000 | 15,137,000 | 15,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,493,000 | 6,906,000 | 10,273,000 | 13,599,000 |
| Interest expense | 1,675,000 | 3,226,000 | 4,708,000 | 6,062,000 |
| Net interest income | 1,818,000 | 3,680,000 | 5,565,000 | 7,537,000 |
| Noninterest income | 367,000 | 679,000 | 1,090,000 | 1,502,000 |
| Noninterest expense | 1,377,000 | 2,764,000 | 4,258,000 | 5,815,000 |
| Provision for loan losses | 144,000 | 290,000 | 440,000 | 695,000 |
| Pretax income | 664,000 | 1,305,000 | 1,957,000 | 2,529,000 |
| Income tax | 230,000 | 445,000 | 658,000 | 790,000 |
| Net income | 434,000 | 860,000 | 1,299,000 | 1,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,302,000 | 14,728,000 | 15,013,000 | 15,448,000 |
| Total capital | 16,095,000 | 16,614,000 | 16,898,000 | 17,253,000 |
| Risk-weighted assets | 146,659,000 | 152,437,000 | 150,754,000 | 144,192,000 |