Call reports 2001
FIRST NATIONAL BANK — 2001
What FIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 189,477,000 | 198,070,000 | 201,290,000 | 210,441,000 |
| Total loans | 160,823,000 | 162,092,000 | 164,678,000 | 170,855,000 |
| Allowance for loan losses | 1,689,000 | 1,586,000 | 1,655,000 | 1,739,000 |
| Securities available for sale | 6,676,000 | 5,980,000 | 7,521,000 | 5,719,000 |
| Securities held to maturity | 1,423,000 | 1,419,000 | 1,415,000 | 1,358,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,012,000 | 183,459,000 | 186,281,000 | 195,271,000 |
| Interest-bearing deposits | 158,245,000 | 165,440,000 | 168,277,000 | 175,124,000 |
| Noninterest-bearing deposits | 16,767,000 | 18,019,000 | 18,004,000 | 20,147,000 |
| Equity capital | 13,049,000 | 13,439,000 | 13,706,000 | 14,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,754,000 | 7,595,000 | 11,327,000 | 14,933,000 |
| Interest expense | 2,101,000 | 4,199,000 | 6,321,000 | 8,314,000 |
| Net interest income | 1,653,000 | 3,396,000 | 5,006,000 | 6,619,000 |
| Noninterest income | 248,000 | 565,000 | 894,000 | 1,259,000 |
| Noninterest expense | 1,304,000 | 2,646,000 | 3,979,000 | 5,253,000 |
| Provision for loan losses | 130,000 | 254,000 | 376,000 | 499,000 |
| Pretax income | 500,000 | 1,112,000 | 1,596,000 | 2,177,000 |
| Income tax | 172,000 | 387,000 | 551,000 | 753,000 |
| Net income | 328,000 | 725,000 | 1,045,000 | 1,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,974,000 | 13,366,000 | 13,598,000 | 13,973,000 |
| Total capital | 14,540,000 | 14,952,000 | 15,253,000 | 15,712,000 |
| Risk-weighted assets | 125,161,000 | 130,084,000 | 134,421,000 | 140,270,000 |