Call reports 2016
FIRST NATIONAL BANK OF FORT STOCKTON — 2016
What FIRST NATIONAL BANK OF FORT STOCKTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 103,343,000 | 101,595,000 | 102,664,000 | 108,852,000 |
| Total loans | 45,057,000 | 45,862,000 | 45,713,000 | 49,069,000 |
| Allowance for loan losses | 626,000 | 672,000 | 728,000 | 763,000 |
| Securities available for sale | 47,410,000 | 47,937,000 | 45,683,000 | 47,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,698,000 | 90,296,000 | 91,721,000 | 99,478,000 |
| Interest-bearing deposits | 58,348,000 | 54,992,000 | 56,599,000 | 60,822,000 |
| Noninterest-bearing deposits | 34,351,000 | 35,304,000 | 35,122,000 | 38,656,000 |
| Equity capital | 10,485,000 | 10,645,000 | 10,708,000 | 9,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,777,000 | 2,727,000 | 3,708,000 |
| Interest expense | 29,000 | 59,000 | 91,000 | 124,000 |
| Net interest income | 832,000 | 1,718,000 | 2,636,000 | 3,584,000 |
| Noninterest income | 210,000 | 444,000 | 688,000 | 925,000 |
| Noninterest expense | 858,000 | 1,749,000 | 2,688,000 | 3,624,000 |
| Provision for loan losses | 54,000 | 108,000 | 171,000 | 236,000 |
| Pretax income | 146,000 | 325,000 | 516,000 | 704,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 146,000 | 325,000 | 516,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,687,000 | 8,686,000 | 8,885,000 | 8,966,000 |
| Total capital | 9,314,000 | 9,333,000 | 9,540,000 | 9,702,000 |
| Risk-weighted assets | 51,107,000 | 51,717,000 | 52,346,000 | 58,817,000 |