Call reports 2015
FIRST NATIONAL BANK OF FORT STOCKTON — 2015
What FIRST NATIONAL BANK OF FORT STOCKTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 83,448,000 | 102,409,000 | 104,162,000 | 101,093,000 |
| Total loans | 29,413,000 | 41,966,000 | 43,549,000 | 43,482,000 |
| Allowance for loan losses | 507,000 | 545,000 | 591,000 | 643,000 |
| Securities available for sale | 48,281,000 | 47,968,000 | 37,250,000 | 47,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,461,000 | 92,277,000 | 93,675,000 | 90,714,000 |
| Interest-bearing deposits | 44,502,000 | 56,118,000 | 58,194,000 | 55,022,000 |
| Noninterest-bearing deposits | 28,959,000 | 36,160,000 | 35,481,000 | 35,692,000 |
| Equity capital | 9,855,000 | 9,931,000 | 10,203,000 | 10,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,484,000 | 2,377,000 | 3,243,000 |
| Interest expense | 21,000 | 48,000 | 76,000 | 105,000 |
| Net interest income | 603,000 | 1,436,000 | 2,301,000 | 3,138,000 |
| Noninterest income | 138,000 | 350,000 | 579,000 | 758,000 |
| Noninterest expense | 664,000 | 1,522,000 | 2,425,000 | 3,324,000 |
| Provision for loan losses | 35,000 | 76,000 | 130,000 | 184,000 |
| Pretax income | 42,000 | 188,000 | 325,000 | 388,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 42,000 | 188,000 | 325,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,432,000 | 8,183,000 | 8,555,000 | 8,623,000 |
| Total capital | 9,866,000 | 8,728,000 | 9,146,000 | 9,236,000 |
| Risk-weighted assets | 34,625,000 | 45,016,000 | 49,324,000 | 49,025,000 |