Call reports 2009
FIRST NATIONAL BANK OF FORT STOCKTON — 2009
What FIRST NATIONAL BANK OF FORT STOCKTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 70,047,000 | 61,682,000 | 56,842,000 | 59,019,000 |
| Total loans | 13,071,000 | 13,156,000 | 13,179,000 | 12,845,000 |
| Allowance for loan losses | 303,000 | 303,000 | 299,000 | 284,000 |
| Securities available for sale | 48,006,000 | 42,977,000 | 40,732,000 | 42,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,664,000 | 55,536,000 | 50,044,000 | 52,272,000 |
| Interest-bearing deposits | 48,948,000 | 41,338,000 | 36,778,000 | 39,112,000 |
| Noninterest-bearing deposits | 14,715,000 | 14,198,000 | 13,267,000 | 13,160,000 |
| Equity capital | 6,056,000 | 5,797,000 | 6,544,000 | 6,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 719,000 | 1,386,000 | 1,973,000 | 2,555,000 |
| Interest expense | 280,000 | 566,000 | 763,000 | 874,000 |
| Net interest income | 439,000 | 820,000 | 1,210,000 | 1,681,000 |
| Noninterest income | 110,000 | 215,000 | 337,000 | 455,000 |
| Noninterest expense | 385,000 | 853,000 | 1,312,000 | 1,787,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 191,000 | 33,000 | 155,000 | 297,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 191,000 | 33,000 | 155,000 | 334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,836,000 | 5,633,000 | 5,755,000 | 5,934,000 |
| Total capital | 6,139,000 | 5,913,000 | 6,030,000 | 6,213,000 |
| Risk-weighted assets | 24,274,000 | 22,421,000 | 21,754,000 | 22,322,000 |