Call reports 2008
FIRST NATIONAL BANK OF FORT STOCKTON — 2008
What FIRST NATIONAL BANK OF FORT STOCKTON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 51,015,000 | 53,902,000 | 52,608,000 | 54,680,000 |
| Total loans | 12,202,000 | 13,853,000 | 13,685,000 | 14,131,000 |
| Allowance for loan losses | 260,000 | 274,000 | 279,000 | 294,000 |
| Securities available for sale | 32,584,000 | 33,175,000 | 32,592,000 | 35,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,783,000 | 48,731,000 | 46,961,000 | 48,103,000 |
| Interest-bearing deposits | 30,936,000 | 34,354,000 | 32,958,000 | 33,632,000 |
| Noninterest-bearing deposits | 13,847,000 | 14,377,000 | 14,003,000 | 14,471,000 |
| Equity capital | 5,890,000 | 4,723,000 | 5,252,000 | 6,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 692,000 | 1,349,000 | 2,022,000 | 2,763,000 |
| Interest expense | 202,000 | 415,000 | 600,000 | 787,000 |
| Net interest income | 490,000 | 934,000 | 1,422,000 | 1,976,000 |
| Noninterest income | 94,000 | 187,000 | 290,000 | 399,000 |
| Noninterest expense | 428,000 | 847,000 | 1,254,000 | 1,694,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 197,000 | 395,000 | 565,000 | 15,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 197,000 | 395,000 | 565,000 | 13,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,069,000 | 6,061,000 | 6,197,000 | 5,645,000 |
| Total capital | 6,323,000 | 6,335,000 | 6,464,000 | 5,920,000 |
| Risk-weighted assets | 20,319,000 | 22,182,000 | 21,353,000 | 21,984,000 |