Call reports 2007
FIRST NATIONAL BANK OF FORT STOCKTON — 2007
What FIRST NATIONAL BANK OF FORT STOCKTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 43,994,000 | 42,896,000 | 44,769,000 | 45,499,000 |
| Total loans | 10,918,000 | 10,682,000 | 11,272,000 | 11,463,000 |
| Allowance for loan losses | 213,000 | 237,000 | 253,000 | 235,000 |
| Securities available for sale | 26,235,000 | 27,044,000 | 27,617,000 | 29,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,109,000 | 35,093,000 | 36,655,000 | 37,624,000 |
| Interest-bearing deposits | 23,177,000 | 23,161,000 | 23,704,000 | 23,528,000 |
| Noninterest-bearing deposits | 12,932,000 | 11,932,000 | 12,951,000 | 14,096,000 |
| Equity capital | 7,621,000 | 7,454,000 | 7,795,000 | 7,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,139,000 | 1,770,000 | 2,409,000 |
| Interest expense | 135,000 | 276,000 | 422,000 | 575,000 |
| Net interest income | 438,000 | 863,000 | 1,348,000 | 1,834,000 |
| Noninterest income | 111,000 | 269,000 | 386,000 | 493,000 |
| Noninterest expense | 390,000 | 840,000 | 1,247,000 | 1,723,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 144,000 | 262,000 | 421,000 | 518,000 |
| Income tax | 39,000 | 63,000 | 116,000 | -47,000 |
| Net income | 105,000 | 199,000 | 305,000 | 565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,845,000 | 7,849,000 | 7,955,000 | 8,035,000 |
| Total capital | 8,058,000 | 8,070,000 | 8,184,000 | 8,268,000 |
| Risk-weighted assets | 17,304,000 | 17,642,000 | 18,278,000 | 18,674,000 |