Call reports 2005
FIRST NATIONAL BANK OF FORT STOCKTON — 2005
What FIRST NATIONAL BANK OF FORT STOCKTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 42,653,000 | 41,971,000 | 42,488,000 | 41,817,000 |
| Total loans | 13,505,000 | 13,196,000 | 12,874,000 | 12,183,000 |
| Allowance for loan losses | 286,000 | 287,000 | 321,000 | 225,000 |
| Securities available for sale | 23,033,000 | 23,557,000 | 23,786,000 | 24,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,154,000 | 34,141,000 | 34,754,000 | 34,565,000 |
| Interest-bearing deposits | 26,000,000 | 24,689,000 | 23,784,000 | 24,471,000 |
| Noninterest-bearing deposits | 9,154,000 | 9,452,000 | 10,970,000 | 10,094,000 |
| Equity capital | 7,268,000 | 7,510,000 | 7,458,000 | 7,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 975,000 | 1,459,000 | 1,954,000 |
| Interest expense | 91,000 | 180,000 | 274,000 | 374,000 |
| Net interest income | 394,000 | 795,000 | 1,185,000 | 1,580,000 |
| Noninterest income | 88,000 | 204,000 | 318,000 | 441,000 |
| Noninterest expense | 366,000 | 705,000 | 1,063,000 | 1,457,000 |
| Provision for loan losses | 0 | 0 | 0 | 65,000 |
| Pretax income | 117,000 | 295,000 | 441,000 | 500,000 |
| Income tax | 31,000 | 58,000 | 91,000 | 116,000 |
| Net income | 86,000 | 237,000 | 350,000 | 384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,503,000 | 7,653,000 | 7,676,000 | 7,529,000 |
| Total capital | 7,739,000 | 7,885,000 | 7,904,000 | 7,748,000 |
| Risk-weighted assets | 18,802,000 | 18,501,000 | 18,116,000 | 17,516,000 |