Call reports 2004
FIRST NATIONAL BANK OF FORT STOCKTON — 2004
What FIRST NATIONAL BANK OF FORT STOCKTON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 42,990,000 | 43,376,000 | 47,711,000 | 43,877,000 |
| Total loans | 13,646,000 | 14,041,000 | 14,087,000 | 13,742,000 |
| Allowance for loan losses | 273,000 | 319,000 | 298,000 | 281,000 |
| Securities available for sale | 21,605,000 | 24,778,000 | 22,444,000 | 25,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,736,000 | 36,010,000 | 39,749,000 | 36,287,000 |
| Interest-bearing deposits | 26,431,000 | 26,799,000 | 30,474,000 | 27,444,000 |
| Noninterest-bearing deposits | 8,305,000 | 9,211,000 | 9,275,000 | 8,843,000 |
| Equity capital | 7,662,000 | 7,022,000 | 7,521,000 | 7,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 481,000 | 952,000 | 1,449,000 | 1,938,000 |
| Interest expense | 88,000 | 172,000 | 257,000 | 346,000 |
| Net interest income | 393,000 | 780,000 | 1,192,000 | 1,592,000 |
| Noninterest income | 71,000 | 147,000 | 227,000 | 324,000 |
| Noninterest expense | 342,000 | 669,000 | 1,018,000 | 1,369,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 92,000 | 218,000 | 368,000 | 515,000 |
| Income tax | 16,000 | 52,000 | 85,000 | 105,000 |
| Net income | 76,000 | 166,000 | 283,000 | 410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,366,000 | 7,354,000 | 7,471,000 | 7,418,000 |
| Total capital | 7,616,000 | 7,599,000 | 7,722,000 | 7,657,000 |
| Risk-weighted assets | 19,251,000 | 19,488,000 | 20,038,000 | 19,103,000 |