Call reports 2003
FIRST NATIONAL BANK OF FORT STOCKTON — 2003
What FIRST NATIONAL BANK OF FORT STOCKTON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 44,348,000 | 43,463,000 | 42,948,000 | 42,904,000 |
| Total loans | 15,280,000 | 15,371,000 | 15,472,000 | 14,812,000 |
| Allowance for loan losses | 317,000 | 316,000 | 346,000 | 238,000 |
| Securities available for sale | 21,107,000 | 22,465,000 | 22,273,000 | 23,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,037,000 | 34,769,000 | 35,052,000 | 35,191,000 |
| Interest-bearing deposits | 28,317,000 | 27,595,000 | 26,778,000 | 27,016,000 |
| Noninterest-bearing deposits | 7,720,000 | 7,174,000 | 8,274,000 | 8,175,000 |
| Equity capital | 7,687,000 | 7,820,000 | 7,491,000 | 7,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 516,000 | 1,019,000 | 1,519,000 | 2,006,000 |
| Interest expense | 142,000 | 271,000 | 380,000 | 473,000 |
| Net interest income | 374,000 | 748,000 | 1,139,000 | 1,533,000 |
| Noninterest income | 71,000 | 147,000 | 226,000 | 302,000 |
| Noninterest expense | 317,000 | 644,000 | 976,000 | 1,314,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 60,000 |
| Pretax income | 128,000 | 251,000 | 359,000 | 461,000 |
| Income tax | 27,000 | 53,000 | 71,000 | 87,000 |
| Net income | 101,000 | 198,000 | 288,000 | 374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,286,000 | 7,293,000 | 7,383,000 | 7,289,000 |
| Total capital | 7,542,000 | 7,548,000 | 7,641,000 | 7,527,000 |
| Risk-weighted assets | 20,402,000 | 20,372,000 | 20,515,000 | 20,248,000 |