Call reports 2015
FRANKLIN BANK — 2015
What FRANKLIN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 40,169,000 | 37,393,000 |
| Total loans | 20,945,000 | 20,497,000 |
| Allowance for loan losses | 213,000 | 213,000 |
| Securities available for sale | 15,417,000 | 14,932,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 34,977,000 | 32,569,000 |
| Interest-bearing deposits | 27,342,000 | 25,202,000 |
| Noninterest-bearing deposits | 7,635,000 | 7,367,000 |
| Equity capital | 4,866,000 | 4,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 385,000 | 770,000 |
| Interest expense | 21,000 | 41,000 |
| Net interest income | 364,000 | 729,000 |
| Noninterest income | 18,000 | 36,000 |
| Noninterest expense | 234,000 | 578,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 43,000 | 82,000 |
| Income tax | 0 | 0 |
| Net income | 43,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 4,821,000 | 4,859,000 |
| Total capital | 5,034,000 | 5,072,000 |
| Risk-weighted assets | 22,477,000 | 21,926,000 |