Call reports 2014
FRANKLIN BANK — 2014
What FRANKLIN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 41,062,000 | 39,338,000 | 40,781,000 | 43,195,000 |
| Total loans | 17,453,000 | 17,239,000 | 18,494,000 | 19,190,000 |
| Allowance for loan losses | 212,000 | 212,000 | 212,000 | 213,000 |
| Securities available for sale | 16,941,000 | 17,506,000 | 17,653,000 | 18,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,016,000 | 35,557,000 | 36,448,000 | 38,578,000 |
| Interest-bearing deposits | 28,791,000 | 26,917,000 | 27,309,000 | 27,459,000 |
| Noninterest-bearing deposits | 9,225,000 | 8,640,000 | 9,139,000 | 11,119,000 |
| Equity capital | 2,802,000 | 3,541,000 | 3,863,000 | 4,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 368,000 | 734,000 | 1,131,000 | 1,524,000 |
| Interest expense | 31,000 | 59,000 | 84,000 | 107,000 |
| Net interest income | 337,000 | 675,000 | 1,047,000 | 1,417,000 |
| Noninterest income | 23,000 | 47,000 | 60,000 | 88,000 |
| Noninterest expense | 190,000 | 373,000 | 581,000 | 851,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 170,000 | 349,000 | 526,000 | 654,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 170,000 | 349,000 | 526,000 | 654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,533,000 | 4,713,000 | 4,889,000 | 4,778,000 |
| Total capital | 4,745,000 | 4,925,000 | 5,101,000 | 4,990,000 |
| Risk-weighted assets | 20,981,000 | 20,231,000 | 21,903,000 | 22,450,000 |