Call reports 2013
FRANKLIN BANK — 2013
What FRANKLIN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 41,985,000 | 39,209,000 | 38,862,000 | 52,671,000 |
| Total loans | 16,933,000 | 16,524,000 | 17,360,000 | 18,185,000 |
| Allowance for loan losses | 220,000 | 212,000 | 212,000 | 212,000 |
| Securities available for sale | 21,706,000 | 20,355,000 | 18,642,000 | 16,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,405,000 | 34,607,000 | 35,649,000 | 50,233,000 |
| Interest-bearing deposits | 28,831,000 | 27,513,000 | 28,252,000 | 28,265,000 |
| Noninterest-bearing deposits | 8,574,000 | 7,094,000 | 7,397,000 | 21,968,000 |
| Equity capital | 4,356,000 | 3,214,000 | 2,972,000 | 2,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 401,000 | 793,000 | 1,184,000 | 1,562,000 |
| Interest expense | 41,000 | 80,000 | 116,000 | 149,000 |
| Net interest income | 360,000 | 713,000 | 1,068,000 | 1,413,000 |
| Noninterest income | 24,000 | 51,000 | 83,000 | 118,000 |
| Noninterest expense | 197,000 | 369,000 | 558,000 | 802,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 3,000 |
| Pretax income | 184,000 | 392,000 | 666,000 | 666,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 184,000 | 392,000 | 666,000 | 666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,062,000 | 4,274,000 | 4,544,000 | 4,364,000 |
| Total capital | 4,282,000 | 4,486,000 | 4,756,000 | 4,576,000 |
| Risk-weighted assets | 20,642,000 | 20,393,000 | 20,692,000 | 24,059,000 |