Call reports 2012
FRANKLIN BANK — 2012
What FRANKLIN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 39,662,000 | 39,154,000 | 39,679,000 | 41,896,000 |
| Total loans | 15,150,000 | 15,817,000 | 15,651,000 | 16,454,000 |
| Allowance for loan losses | 193,000 | 193,000 | 187,000 | 216,000 |
| Securities available for sale | 17,187,000 | 18,422,000 | 19,554,000 | 20,887,000 |
| Securities held to maturity | 238,000 | 105,000 | 105,000 | 105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,558,000 | 34,631,000 | 34,954,000 | 37,127,000 |
| Interest-bearing deposits | 28,063,000 | 27,007,000 | 27,195,000 | 27,959,000 |
| Noninterest-bearing deposits | 7,495,000 | 7,624,000 | 7,759,000 | 9,168,000 |
| Equity capital | 3,908,000 | 4,328,000 | 4,518,000 | 4,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 368,000 | 745,000 | 1,123,000 | 1,510,000 |
| Interest expense | 54,000 | 101,000 | 145,000 | 188,000 |
| Net interest income | 314,000 | 644,000 | 978,000 | 1,322,000 |
| Noninterest income | 29,000 | 50,000 | 72,000 | 109,000 |
| Noninterest expense | 188,000 | 375,000 | 546,000 | 776,000 |
| Provision for loan losses | 0 | 0 | 9,000 | 38,000 |
| Pretax income | 155,000 | 319,000 | 495,000 | 617,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 155,000 | 319,000 | 495,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,717,000 | 3,880,000 | 4,057,000 | 3,878,000 |
| Total capital | 3,910,000 | 4,073,000 | 4,244,000 | 4,094,000 |
| Risk-weighted assets | 19,066,000 | 19,264,000 | 19,509,000 | 20,618,000 |