Call reports 2011
FRANKLIN BANK — 2011
What FRANKLIN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 31,328,000 | 35,372,000 | 36,433,000 | 40,374,000 |
| Total loans | 16,266,000 | 15,475,000 | 15,411,000 | 15,230,000 |
| Allowance for loan losses | 185,000 | 184,000 | 188,000 | 193,000 |
| Securities available for sale | 12,110,000 | 15,205,000 | 14,846,000 | 16,169,000 |
| Securities held to maturity | 287,000 | 287,000 | 287,000 | 237,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,898,000 | 31,571,000 | 32,284,000 | 36,157,000 |
| Interest-bearing deposits | 21,897,000 | 25,396,000 | 26,257,000 | 27,085,000 |
| Noninterest-bearing deposits | 6,001,000 | 6,175,000 | 6,027,000 | 9,072,000 |
| Equity capital | 3,168,000 | 3,631,000 | 3,972,000 | 3,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 349,000 | 706,000 | 1,076,000 | 1,434,000 |
| Interest expense | 58,000 | 115,000 | 175,000 | 235,000 |
| Net interest income | 291,000 | 591,000 | 901,000 | 1,199,000 |
| Noninterest income | 23,000 | 48,000 | 76,000 | 120,000 |
| Noninterest expense | 174,000 | 353,000 | 513,000 | 762,000 |
| Provision for loan losses | 5,000 | 10,000 | 14,000 | 38,000 |
| Pretax income | 135,000 | 276,000 | 450,000 | 519,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 135,000 | 276,000 | 450,000 | 519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,417,000 | 3,558,000 | 3,733,000 | 3,561,000 |
| Total capital | 3,602,000 | 3,742,000 | 3,921,000 | 3,754,000 |
| Risk-weighted assets | 17,427,000 | 17,171,000 | 17,524,000 | 19,318,000 |