Call reports 2010
FRANKLIN BANK — 2010
What FRANKLIN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 29,464,000 | 27,887,000 | 33,425,000 | 32,498,000 |
| Total loans | 16,300,000 | 15,911,000 | 16,345,000 | 16,178,000 |
| Allowance for loan losses | 151,000 | 167,000 | 174,000 | 182,000 |
| Securities available for sale | 9,116,000 | 9,486,000 | 9,579,000 | 10,785,000 |
| Securities held to maturity | 595,000 | 326,000 | 327,000 | 287,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,210,000 | 24,392,000 | 29,740,000 | 28,969,000 |
| Interest-bearing deposits | 20,393,000 | 19,386,000 | 24,280,000 | 21,068,000 |
| Noninterest-bearing deposits | 5,817,000 | 5,006,000 | 5,460,000 | 7,901,000 |
| Equity capital | 3,107,000 | 3,346,000 | 3,530,000 | 3,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 356,000 | 710,000 | 1,055,000 | 1,407,000 |
| Interest expense | 77,000 | 145,000 | 210,000 | 274,000 |
| Net interest income | 279,000 | 565,000 | 845,000 | 1,133,000 |
| Noninterest income | 32,000 | 62,000 | 95,000 | 137,000 |
| Noninterest expense | 194,000 | 361,000 | 523,000 | 740,000 |
| Provision for loan losses | 7,000 | 23,000 | 30,000 | 36,000 |
| Pretax income | 110,000 | 243,000 | 387,000 | 494,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 110,000 | 243,000 | 387,000 | 494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,138,000 | 3,272,000 | 3,416,000 | 3,282,000 |
| Total capital | 3,289,000 | 3,439,000 | 3,590,000 | 3,464,000 |
| Risk-weighted assets | 17,731,000 | 17,038,000 | 18,512,000 | 18,220,000 |