Call reports 2009
FRANKLIN BANK — 2009
What FRANKLIN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 27,861,000 | 26,678,000 | 27,609,000 | 30,130,000 |
| Total loans | 16,707,000 | 16,396,000 | 16,592,000 | 16,739,000 |
| Allowance for loan losses | 86,000 | 98,000 | 112,000 | 144,000 |
| Securities available for sale | 7,873,000 | 7,961,000 | 8,082,000 | 8,686,000 |
| Securities held to maturity | 796,000 | 796,000 | 796,000 | 595,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,658,000 | 22,739,000 | 23,778,000 | 26,805,000 |
| Interest-bearing deposits | 19,917,000 | 17,938,000 | 18,946,000 | 20,031,000 |
| Noninterest-bearing deposits | 4,741,000 | 4,801,000 | 4,832,000 | 6,774,000 |
| Equity capital | 3,052,000 | 3,024,000 | 3,268,000 | 2,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 393,000 | 767,000 | 1,145,000 | 1,507,000 |
| Interest expense | 115,000 | 215,000 | 305,000 | 391,000 |
| Net interest income | 278,000 | 552,000 | 840,000 | 1,116,000 |
| Noninterest income | 19,000 | 49,000 | 83,000 | 150,000 |
| Noninterest expense | 166,000 | 329,000 | 517,000 | 764,000 |
| Provision for loan losses | 4,000 | 16,000 | 28,000 | 121,000 |
| Pretax income | 127,000 | 256,000 | 378,000 | 381,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 127,000 | 256,000 | 378,000 | 381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,015,000 | 3,143,000 | 3,266,000 | 3,028,000 |
| Total capital | 3,101,000 | 3,241,000 | 3,378,000 | 3,172,000 |
| Risk-weighted assets | 17,807,000 | 17,443,000 | 17,884,000 | 18,279,000 |