Call reports 2008
FRANKLIN BANK — 2008
What FRANKLIN BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 25,429,000 | 25,060,000 | 27,403,000 | 28,294,000 |
| Total loans | 15,991,000 | 16,488,000 | 16,601,000 | 16,613,000 |
| Allowance for loan losses | 144,000 | 144,000 | 138,000 | 116,000 |
| Securities available for sale | 5,937,000 | 6,125,000 | 6,821,000 | 8,076,000 |
| Securities held to maturity | 796,000 | 796,000 | 796,000 | 796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,362,000 | 21,793,000 | 23,246,000 | 24,821,000 |
| Interest-bearing deposits | 17,697,000 | 17,248,000 | 18,819,000 | 19,356,000 |
| Noninterest-bearing deposits | 4,665,000 | 4,545,000 | 4,427,000 | 5,465,000 |
| Equity capital | 2,888,000 | 2,904,000 | 3,025,000 | 2,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 757,000 | 1,135,000 | 1,544,000 |
| Interest expense | 155,000 | 291,000 | 415,000 | 549,000 |
| Net interest income | 227,000 | 466,000 | 720,000 | 995,000 |
| Noninterest income | 44,000 | 78,000 | 113,000 | 166,000 |
| Noninterest expense | 153,000 | 315,000 | 470,000 | 670,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 118,000 | 232,000 | 366,000 | 494,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 118,000 | 232,000 | 366,000 | 494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,811,000 | 2,924,000 | 3,061,000 | 2,887,000 |
| Total capital | 2,955,000 | 3,068,000 | 3,199,000 | 3,003,000 |
| Risk-weighted assets | 16,571,000 | 16,809,000 | 17,225,000 | 17,903,000 |