Call reports 2007
FRANKLIN BANK — 2007
What FRANKLIN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 24,076,000 | 22,883,000 | 23,994,000 | 25,692,000 |
| Total loans | 14,849,000 | 15,445,000 | 15,368,000 | 15,951,000 |
| Allowance for loan losses | 153,000 | 153,000 | 144,000 | 144,000 |
| Securities available for sale | 3,550,000 | 4,257,000 | 4,177,000 | 4,787,000 |
| Securities held to maturity | 1,173,000 | 1,172,000 | 1,171,000 | 796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,172,000 | 19,963,000 | 20,916,000 | 22,507,000 |
| Interest-bearing deposits | 16,971,000 | 15,520,000 | 16,546,000 | 17,235,000 |
| Noninterest-bearing deposits | 4,201,000 | 4,443,000 | 4,370,000 | 5,272,000 |
| Equity capital | 2,692,000 | 2,784,000 | 2,925,000 | 2,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 758,000 | 1,133,000 | 1,515,000 |
| Interest expense | 146,000 | 299,000 | 442,000 | 599,000 |
| Net interest income | 223,000 | 459,000 | 691,000 | 916,000 |
| Noninterest income | 27,000 | 57,000 | 85,000 | 133,000 |
| Noninterest expense | 150,000 | 308,000 | 446,000 | 649,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 100,000 | 208,000 | 330,000 | 400,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 100,000 | 208,000 | 330,000 | 400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,692,000 | 2,802,000 | 2,924,000 | 2,694,000 |
| Total capital | 2,805,000 | 2,955,000 | 3,068,000 | 2,838,000 |
| Risk-weighted assets | 15,215,000 | 15,415,000 | 15,557,000 | 16,856,000 |