Call reports 2002
FRANKLIN BANK — 2002
What FRANKLIN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,181,000 | 19,513,000 | 19,822,000 | 21,004,000 |
| Total loans | 9,520,000 | 10,281,000 | 11,496,000 | 11,505,000 |
| Allowance for loan losses | 102,000 | 105,000 | 109,000 | 118,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,410,000 | 8,488,000 | 7,281,000 | 7,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,006,000 | 16,939,000 | 17,439,000 | 18,703,000 |
| Interest-bearing deposits | 14,147,000 | 13,880,000 | 14,679,000 | 14,715,000 |
| Noninterest-bearing deposits | 2,859,000 | 3,059,000 | 2,760,000 | 3,988,000 |
| Equity capital | 2,022,000 | 2,099,000 | 2,189,000 | 2,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 310,000 | 627,000 | 957,000 | 1,285,000 |
| Interest expense | 125,000 | 243,000 | 356,000 | 465,000 |
| Net interest income | 185,000 | 384,000 | 601,000 | 820,000 |
| Noninterest income | 22,000 | 49,000 | 72,000 | 93,000 |
| Noninterest expense | 119,000 | 244,000 | 363,000 | 519,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 22,000 |
| Pretax income | 85,000 | 183,000 | 301,000 | 372,000 |
| Income tax | 19,000 | 40,000 | 68,000 | 83,000 |
| Net income | 66,000 | 143,000 | 233,000 | 289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,022,000 | 2,099,000 | 2,189,000 | 2,131,000 |
| Total capital | 2,124,000 | 2,204,000 | 2,298,000 | 2,249,000 |
| Risk-weighted assets | 10,908,000 | 11,486,000 | 12,597,000 | 12,842,000 |