Call reports 2001
FRANKLIN BANK — 2001
What FRANKLIN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 18,348,000 | 17,475,000 | 18,892,000 | 19,635,000 |
| Total loans | 9,222,000 | 9,564,000 | 9,781,000 | 9,800,000 |
| Allowance for loan losses | 97,000 | 80,000 | 83,000 | 96,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,577,000 | 6,791,000 | 7,436,000 | 8,238,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,322,000 | 15,398,000 | 16,736,000 | 17,532,000 |
| Interest-bearing deposits | 13,302,000 | 12,755,000 | 14,121,000 | 14,077,000 |
| Noninterest-bearing deposits | 3,020,000 | 2,643,000 | 2,615,000 | 3,455,000 |
| Equity capital | 1,874,000 | 1,925,000 | 1,984,000 | 1,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 339,000 | 658,000 | 979,000 | 1,317,000 |
| Interest expense | 172,000 | 331,000 | 482,000 | 628,000 |
| Net interest income | 167,000 | 327,000 | 497,000 | 689,000 |
| Noninterest income | 18,000 | 40,000 | 64,000 | 98,000 |
| Noninterest expense | 111,000 | 234,000 | 350,000 | 482,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 22,000 |
| Pretax income | 71,000 | 127,000 | 202,000 | 283,000 |
| Income tax | 21,000 | 26,000 | 42,000 | 61,000 |
| Net income | 50,000 | 101,000 | 160,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,874,000 | 1,925,000 | 1,984,000 | 1,956,000 |
| Total capital | 1,971,000 | 2,005,000 | 2,067,000 | 2,052,000 |
| Risk-weighted assets | 10,071,000 | 10,315,000 | 10,879,000 | 11,078,000 |