Call reports 2025
UNION BANK & TRUST COMPANY — 2025
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 314,983,000 | 324,259,000 | 333,249,000 | 342,950,000 |
| Total loans | 248,129,000 | 256,350,000 | 262,207,000 | 268,721,000 |
| Allowance for loan losses | 4,182,000 | 4,329,000 | 4,555,000 | 4,440,000 |
| Securities available for sale | 47,679,000 | 46,842,000 | 48,172,000 | 46,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,270,000 | 293,637,000 | 300,399,000 | 309,085,000 |
| Interest-bearing deposits | 232,704,000 | 237,313,000 | 247,132,000 | 254,740,000 |
| Noninterest-bearing deposits | 51,566,000 | 56,324,000 | 53,267,000 | 54,345,000 |
| Equity capital | 27,105,000 | 26,670,000 | 28,539,000 | 29,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,566,000 | 9,200,000 | 14,172,000 | 19,228,000 |
| Interest expense | 1,559,000 | 3,157,000 | 4,888,000 | 6,569,000 |
| Net interest income | 3,007,000 | 6,043,000 | 9,284,000 | 12,659,000 |
| Noninterest income | 574,000 | 1,140,000 | 1,781,000 | 2,365,000 |
| Noninterest expense | 2,162,000 | 4,369,000 | 6,638,000 | 8,929,000 |
| Provision for loan losses | 165,000 | 390,000 | 640,000 | 1,040,000 |
| Pretax income | 1,254,000 | 2,424,000 | 3,787,000 | 4,928,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,254,000 | 2,424,000 | 3,787,000 | 4,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,606,000 | 33,511,000 | 33,960,000 | 34,790,000 |