Call reports 2024
UNION BANK & TRUST COMPANY — 2024
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 310,658,000 | 312,925,000 | 315,994,000 | 317,078,000 |
| Total loans | 227,209,000 | 243,155,000 | 246,713,000 | 244,159,000 |
| Allowance for loan losses | 3,810,000 | 3,850,000 | 3,877,000 | 4,099,000 |
| Securities available for sale | 51,871,000 | 50,807,000 | 51,390,000 | 48,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,270,000 | 272,909,000 | 279,337,000 | 287,351,000 |
| Interest-bearing deposits | 228,621,000 | 216,679,000 | 227,043,000 | 232,948,000 |
| Noninterest-bearing deposits | 54,649,000 | 56,230,000 | 52,294,000 | 54,403,000 |
| Equity capital | 24,131,000 | 24,355,000 | 26,565,000 | 25,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,997,000 | 8,216,000 | 12,696,000 | 17,365,000 |
| Interest expense | 1,494,000 | 3,075,000 | 4,890,000 | 6,577,000 |
| Net interest income | 2,503,000 | 5,141,000 | 7,806,000 | 10,788,000 |
| Noninterest income | 456,000 | 1,003,000 | 1,591,000 | 2,380,000 |
| Noninterest expense | 2,098,000 | 4,191,000 | 6,329,000 | 8,562,000 |
| Provision for loan losses | 75,000 | 215,000 | 515,000 | 836,000 |
| Pretax income | 786,000 | 1,738,000 | 2,553,000 | 3,624,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 786,000 | 1,738,000 | 2,553,000 | 3,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,514,000 | 31,708,000 | 31,985,000 | 32,822,000 |