Call reports 2023
UNION BANK & TRUST COMPANY — 2023
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 293,863,000 | 299,433,000 | 294,284,000 | 294,365,000 |
| Total loans | 218,233,000 | 228,084,000 | 226,330,000 | 223,093,000 |
| Allowance for loan losses | 3,393,000 | 3,336,000 | 3,695,000 | 3,753,000 |
| Securities available for sale | 56,761,000 | 52,984,000 | 51,439,000 | 53,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,223,000 | 254,558,000 | 254,143,000 | 249,514,000 |
| Interest-bearing deposits | 194,745,000 | 195,372,000 | 199,984,000 | 196,858,000 |
| Noninterest-bearing deposits | 60,478,000 | 59,185,000 | 54,160,000 | 52,656,000 |
| Equity capital | 21,565,000 | 20,777,000 | 23,227,000 | 24,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,247,000 | 6,783,000 | 10,507,000 | 14,360,000 |
| Interest expense | 583,000 | 1,515,000 | 2,621,000 | 3,864,000 |
| Net interest income | 2,664,000 | 5,268,000 | 7,886,000 | 10,496,000 |
| Noninterest income | 486,000 | 981,000 | 6,458,000 | 7,380,000 |
| Noninterest expense | 1,916,000 | 3,916,000 | 6,484,000 | 8,675,000 |
| Provision for loan losses | 75,000 | 150,000 | 525,000 | 700,000 |
| Pretax income | 1,159,000 | 2,142,000 | 7,294,000 | 8,460,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,159,000 | 2,142,000 | 7,294,000 | 8,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,110,000 | 28,929,000 | 33,213,000 | 31,057,000 |