Call reports 2022
UNION BANK & TRUST COMPANY — 2022
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 271,256,000 | 274,526,000 | 284,829,000 | 287,427,000 |
| Total loans | 185,215,000 | 195,556,000 | 208,226,000 | 207,934,000 |
| Allowance for loan losses | 3,107,000 | 3,189,000 | 3,304,000 | 3,465,000 |
| Securities available for sale | 63,964,000 | 58,973,000 | 55,822,000 | 55,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,399,000 | 245,530,000 | 258,617,000 | 260,401,000 |
| Interest-bearing deposits | 177,582,000 | 188,293,000 | 192,036,000 | 194,400,000 |
| Noninterest-bearing deposits | 60,817,000 | 57,237,000 | 66,581,000 | 66,001,000 |
| Equity capital | 23,099,000 | 20,117,000 | 18,045,000 | 19,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,484,000 | 5,121,000 | 7,965,000 | 11,051,000 |
| Interest expense | 203,000 | 397,000 | 626,000 | 986,000 |
| Net interest income | 2,281,000 | 4,724,000 | 7,339,000 | 10,065,000 |
| Noninterest income | 492,000 | 1,280,000 | 1,822,000 | 2,362,000 |
| Noninterest expense | 1,717,000 | 3,482,000 | 5,337,000 | 7,318,000 |
| Provision for loan losses | 75,000 | 150,000 | 275,000 | 500,000 |
| Pretax income | 981,000 | 2,372,000 | 3,549,000 | 4,609,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 981,000 | 2,372,000 | 3,549,000 | 4,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,210,000 | 27,553,000 | 27,759,000 | 28,466,000 |
| Total capital | 29,664,000 | — | — | — |
| Risk-weighted assets | 195,672,000 | — | — | — |