Call reports 2021
UNION BANK & TRUST COMPANY — 2021
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 260,279,000 | 273,412,000 | 278,301,000 | 279,184,000 |
| Total loans | 187,335,000 | 191,420,000 | 191,334,000 | 178,912,000 |
| Allowance for loan losses | 2,556,000 | 2,727,000 | 2,917,000 | 3,090,000 |
| Securities available for sale | 40,938,000 | 45,785,000 | 55,762,000 | 60,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,998,000 | 236,521,000 | 240,766,000 | 241,896,000 |
| Interest-bearing deposits | 169,842,000 | 178,123,000 | 179,449,000 | 178,888,000 |
| Noninterest-bearing deposits | 54,156,000 | 58,398,000 | 61,318,000 | 63,008,000 |
| Equity capital | 24,828,000 | 25,063,000 | 25,944,000 | 26,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,367,000 | 4,776,000 | 7,252,000 | 10,680,000 |
| Interest expense | 301,000 | 590,000 | 859,000 | 1,086,000 |
| Net interest income | 2,066,000 | 4,186,000 | 6,393,000 | 9,594,000 |
| Noninterest income | 520,000 | 1,254,000 | 3,909,000 | 3,767,000 |
| Noninterest expense | 1,559,000 | 3,200,000 | 4,879,000 | 6,640,000 |
| Provision for loan losses | 90,000 | 269,000 | 470,000 | 671,000 |
| Pretax income | 937,000 | 1,977,000 | 4,959,000 | 6,059,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 937,000 | 1,977,000 | 4,959,000 | 6,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,817,000 | 24,935,000 | 25,942,000 | 26,716,000 |
| Total capital | 27,228,000 | 27,325,000 | 28,470,000 | 29,109,000 |
| Risk-weighted assets | 192,716,000 | 190,891,000 | 201,816,000 | 190,748,000 |