Call reports 2020
UNION BANK & TRUST COMPANY — 2020
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 221,451,000 | 247,078,000 | 244,196,000 | 250,411,000 |
| Total loans | 160,954,000 | 184,380,000 | 193,552,000 | 191,434,000 |
| Allowance for loan losses | 1,895,000 | 2,070,000 | 2,248,000 | 2,470,000 |
| Securities available for sale | 33,617,000 | 34,927,000 | 32,183,000 | 31,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,609,000 | 211,276,000 | 208,136,000 | 214,040,000 |
| Interest-bearing deposits | 152,680,000 | 165,548,000 | 163,940,000 | 165,013,000 |
| Noninterest-bearing deposits | 36,929,000 | 45,728,000 | 44,196,000 | 49,027,000 |
| Equity capital | 22,545,000 | 23,831,000 | 24,068,000 | 24,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,441,000 | 4,872,000 | 7,373,000 | 9,845,000 |
| Interest expense | 469,000 | 875,000 | 1,258,000 | 1,580,000 |
| Net interest income | 1,972,000 | 3,997,000 | 6,115,000 | 8,265,000 |
| Noninterest income | 509,000 | 1,208,000 | 1,980,000 | 3,000,000 |
| Noninterest expense | 1,531,000 | 3,047,000 | 4,575,000 | 6,222,000 |
| Provision for loan losses | 125,000 | 325,000 | 530,000 | 786,000 |
| Pretax income | 832,000 | 1,840,000 | 3,004,000 | 4,266,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 832,000 | 1,840,000 | 3,004,000 | 4,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,274,000 | 23,566,000 | 23,752,000 | 24,570,000 |
| Total capital | 25,169,000 | 25,636,000 | 26,000,000 | 26,976,000 |
| Risk-weighted assets | 165,471,000 | 190,555,000 | 197,151,000 | 192,451,000 |