Call reports 2019
UNION BANK & TRUST COMPANY — 2019
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 207,537,000 | 214,085,000 | 211,380,000 | 207,960,000 |
| Total loans | 153,764,000 | 161,963,000 | 161,686,000 | 158,640,000 |
| Allowance for loan losses | 1,526,000 | 1,593,000 | 1,678,000 | 1,781,000 |
| Securities available for sale | 36,288,000 | 35,151,000 | 34,329,000 | 32,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,523,000 | 178,609,000 | 176,298,000 | 175,703,000 |
| Interest-bearing deposits | 141,586,000 | 141,376,000 | 138,219,000 | 138,422,000 |
| Noninterest-bearing deposits | 37,937,000 | 37,233,000 | 38,079,000 | 37,281,000 |
| Equity capital | 21,333,000 | 22,070,000 | 22,345,000 | 22,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,254,000 | 4,654,000 | 7,150,000 | 9,611,000 |
| Interest expense | 452,000 | 947,000 | 1,458,000 | 1,949,000 |
| Net interest income | 1,802,000 | 3,707,000 | 5,692,000 | 7,662,000 |
| Noninterest income | 466,000 | 1,209,000 | 1,717,000 | 2,494,000 |
| Noninterest expense | 1,555,000 | 3,096,000 | 4,578,000 | 6,137,000 |
| Provision for loan losses | 50,000 | 125,000 | 225,000 | 350,000 |
| Pretax income | 663,000 | 1,695,000 | 2,606,000 | 3,669,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 663,000 | 1,695,000 | 2,606,000 | 3,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,760,000 | 22,089,000 | 22,286,000 | 22,942,000 |
| Total capital | 23,286,000 | 23,682,000 | 23,964,000 | 24,723,000 |
| Risk-weighted assets | 158,742,000 | 169,722,000 | 168,240,000 | 165,577,000 |