Call reports 2018
UNION BANK & TRUST COMPANY — 2018
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 208,908,000 | 210,810,000 | 211,767,000 | 211,122,000 |
| Total loans | 153,351,000 | 157,614,000 | 154,231,000 | 150,032,000 |
| Allowance for loan losses | 1,608,000 | 1,364,000 | 1,379,000 | 1,475,000 |
| Securities available for sale | 38,874,000 | 37,225,000 | 36,752,000 | 36,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,231,000 | 181,997,000 | 179,016,000 | 181,477,000 |
| Interest-bearing deposits | 141,464,000 | 148,032,000 | 143,991,000 | 144,294,000 |
| Noninterest-bearing deposits | 35,767,000 | 33,965,000 | 35,025,000 | 37,183,000 |
| Equity capital | 19,973,000 | 20,081,000 | 20,175,000 | 20,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,116,000 | 4,325,000 | 6,593,000 | 8,931,000 |
| Interest expense | 244,000 | 544,000 | 924,000 | 1,361,000 |
| Net interest income | 1,872,000 | 3,781,000 | 5,669,000 | 7,570,000 |
| Noninterest income | 453,000 | 926,000 | 1,417,000 | 1,909,000 |
| Noninterest expense | 1,535,000 | 3,100,000 | 4,677,000 | 6,259,000 |
| Provision for loan losses | 0 | 22,000 | 97,000 | 197,000 |
| Pretax income | 790,000 | 1,585,000 | 2,312,000 | 3,024,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 790,000 | 1,585,000 | 2,312,000 | 3,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,836,000 | 21,027,000 | 21,422,000 | 21,607,000 |
| Total capital | 22,444,000 | 22,391,000 | 22,801,000 | 23,082,000 |
| Risk-weighted assets | 162,157,000 | 165,874,000 | 167,246,000 | 160,979,000 |