Call reports 2017
UNION BANK & TRUST COMPANY — 2017
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 208,945,000 | 215,944,000 | 214,871,000 | 208,185,000 |
| Total loans | 152,862,000 | 157,911,000 | 156,671,000 | 151,676,000 |
| Allowance for loan losses | 1,791,000 | 1,905,000 | 1,900,000 | 1,721,000 |
| Securities available for sale | 39,527,000 | 42,681,000 | 41,808,000 | 40,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,392,000 | 181,334,000 | 183,412,000 | 175,181,000 |
| Interest-bearing deposits | 141,072,000 | 145,423,000 | 148,140,000 | 140,097,000 |
| Noninterest-bearing deposits | 35,320,000 | 35,911,000 | 35,272,000 | 35,084,000 |
| Equity capital | 19,170,000 | 19,786,000 | 20,036,000 | 20,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,014,000 | 4,101,000 | 6,411,000 | 8,603,000 |
| Interest expense | 182,000 | 378,000 | 615,000 | 849,000 |
| Net interest income | 1,832,000 | 3,723,000 | 5,796,000 | 7,754,000 |
| Noninterest income | 587,000 | 1,135,000 | 1,598,000 | 2,079,000 |
| Noninterest expense | 1,528,000 | 3,002,000 | 4,506,000 | 6,084,000 |
| Provision for loan losses | 135,000 | 305,000 | 505,000 | 530,000 |
| Pretax income | 759,000 | 1,554,000 | 2,386,000 | 3,216,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 759,000 | 1,554,000 | 2,386,000 | 3,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,741,000 | 19,831,000 | 20,180,000 | 20,355,000 |
| Total capital | 21,532,000 | 21,736,000 | 22,080,000 | 22,076,000 |
| Risk-weighted assets | 166,783,000 | 172,849,000 | 169,590,000 | 162,770,000 |