Call reports 2016
UNION BANK & TRUST COMPANY — 2016
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 197,074,000 | 210,005,000 | 207,254,000 | 205,646,000 |
| Total loans | 143,448,000 | 145,106,000 | 148,087,000 | 146,911,000 |
| Allowance for loan losses | 1,730,000 | 1,666,000 | 1,523,000 | 1,674,000 |
| Securities available for sale | 34,671,000 | 37,895,000 | 37,713,000 | 40,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,997,000 | 173,316,000 | 175,482,000 | 174,823,000 |
| Interest-bearing deposits | 125,781,000 | 139,590,000 | 140,590,000 | 141,035,000 |
| Noninterest-bearing deposits | 34,216,000 | 33,726,000 | 34,892,000 | 33,788,000 |
| Equity capital | 18,984,000 | 19,025,000 | 19,547,000 | 18,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,900,000 | 3,719,000 | 5,856,000 | 7,902,000 |
| Interest expense | 181,000 | 365,000 | 553,000 | 738,000 |
| Net interest income | 1,719,000 | 3,354,000 | 5,303,000 | 7,164,000 |
| Noninterest income | 574,000 | 1,068,000 | 1,563,000 | 2,044,000 |
| Noninterest expense | 1,512,000 | 3,089,000 | 4,601,000 | 6,076,000 |
| Provision for loan losses | 0 | 0 | 80,000 | 260,000 |
| Pretax income | 791,000 | 1,373,000 | 2,225,000 | 2,912,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 791,000 | 1,373,000 | 2,225,000 | 2,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,005,000 | 18,885,000 | 19,470,000 | 19,539,000 |
| Total capital | 20,735,000 | 20,551,000 | 20,993,000 | 21,213,000 |
| Risk-weighted assets | 156,051,000 | 156,745,000 | 157,284,000 | 158,888,000 |